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    I think it’s a reflection on the entire organization when employees at all levels allow polarization to get out of control. Not only does incessant bicker
    d primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second so
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    Banks are in business to make money. They want to return as large as a profit as they can to their stockholders. You may actually be better off buying their stock then putting your hard-earned savings with them. But, I digress. The CD rates for large banks such as World Savings, Bank of America, Citibank, etc. are low because they have such a large base of low interest deposits such as savings accounts and checking accounts.

    Banks' profits are derived primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second so

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    u may actually be better off buying their stock then putting your hard-earned savings with them. But, I digress. The CD rates for large banks such as World Savings, Bank of America, Citibank, etc. are low because they have such a large base of low interest deposits such as savings accounts and checking accounts.

    Banks' profits are derived primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second so

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    e CD rates for large banks such as World Savings, Bank of America, Citibank, etc. are low because they have such a large base of low interest deposits such as savings accounts and checking accounts.

    Banks' profits are derived primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second so

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    large base of low interest deposits such as savings accounts and checking accounts.

    Banks' profits are derived primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second so

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    d primarily from two sources. First, is fee income (checking account, ATM, call center fees, etc.). The second source is the spread they make on the difference between the savings and CD rates they pay on deposits and the rates you pay for your loans through them. This isn't a perfect example, but if the average rate they pay for their combined deposits is 3.0% and the average loan rate is 6.0%, they are making a 300 Basis Point spread. On hundreds of millions in loans, that is a lot of clams.

    If you compare CD rates across the country, the best rates are aro

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