Guanxi, Business and Their Madness
In China, the word guanxi is in the top ten vocabulary list of all successful businesses. Great Chinese businesses and business(wo)men just cannot survive and thrive without developing excellent guanxi with organizations of authority, such as the state-owned banks. But to a deeper extent, guanxi penetrates all manners of Chinese

Investing In Bankrupt Companies
Sometimes bankrupt companies can be a good choice for an investor. The key is not to buy their stock while in bankruptcy, but rather to wait until their new stock is issued. A bankrupt company issues stock to raise money to pay back some of their debt. Often the biggest beneficiaries are their old creditors.Large investor

Investing Options Series: Money Market Funds
I decided to kick off the Investing Options Series by highlighting Money Market Funds. There's really no rhyme or reason behind it except that the next installment will be about Money Market Accounts and highlighting the difference between the two savings options.What Are They?
ld be at risk of unknowingly purchasing PPI when taking out a personal loan over the phone or via the internet. The research conducted by "Which?" found that more than half the number of personal quotes received on the telephone automatically included PPI, with a similar pattern emerging online. Out of all the banks surveyed, only one site made it clear to their customers that they could choose a personal loan with or without PPI before giving them a quote.

While PPI can provide a number of benefits to consumers with personal loans, it's important for borrowers to realise that it might not always be right for them. "Which? Money" Editor, Martyn Hocking, commented:

"PPI is not always suitable, yet our research shows that lenders are still extremely keen to sell it to us. By adding PPI to loan quotes automatically, people could be tricked into buying it regardless of whether they need it or not."

He added, "If you're taking out a loan, make sure you know if the quotes you get include PPI - it's not compulsory so if you don’t want it, ask the lender to remove it."

If you're hoping to take out a personal loan, don't let the threat of being tricked into buying PPI put you off shopping for loans online. There are a number of consumer comparison sites that will let you compare loans online. Through these sites, you'll be able to conduct your own personal loan search and evaluate which is the right one for your particular financial circumstances.

Moreover, you'll be able to establish which banks and financial institutions offer the best rat

or without PPI before giving them a quote.

While PPI can provide a number of benefits to consumers with personal loans, it's important for borrowers to realise that it might not always be right for them. "Which? Money" Editor, Martyn Hocking, commented:

"PPI is not always suitable, yet our research shows that lenders are still extremely keen to sell it to us. By adding PPI to loan quotes automatically, people could be tricked into buying it regardless of whether they need it or not."

He added, "If you're taking out a loan, make sure you know if the quotes you get include PPI - it's not compulsory so if you don’t want it, ask the lender to remove it."

If you're hoping to take out a personal loan, don't let the threat of being tricked into buying PPI put you off shopping for loans online. There are a number of consumer comparison sites that will let you compare loans online. Through these sites, you'll be able to conduct your own personal loan search and evaluate which is the right one for your particular financial circumstances.

Moreover, you'll be able to establish which banks and financial institutions offer the best rat

eople could be tricked into buying it regardless of whether they need it or not."

He added, "If you're taking out a loan, make sure you know if the quotes you get include PPI - it's not compulsory so if you don’t want it, ask the lender to remove it."

If you're hoping to take out a personal loan, don't let the threat of being tricked into buying PPI put you off shopping for loans online. There are a number of consumer comparison sites that will let you compare loans online. Through these sites, you'll be able to conduct your own personal loan search and evaluate which is the right one for your particular financial circumstances.

Moreover, you'll be able to establish which banks and financial institutions offer the best rat

er of consumer comparison sites that will let you compare loans online. Through these sites, you'll be able to conduct your own personal loan search and evaluate which is the right one for your particular financial circumstances.

Moreover, you'll be able to establish which banks and financial institutions offer the best rates on PPI across the UK market; so if you're specifically looking for comprehensive payment protection insurance, you'll be able to establish how to go about acquiring the best cover for your personal loan. You can find information about PPI and the benefits it offers from a variety of online resources, including such bodies as the Financial Services Authority (www.fsa.gov.uk) and the Association of British Insurers (www.abi.org.uk). The more knowledge you have about PPI, the better equipped you'll be to assess whether you actually need it!