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  • Article Check - How To Protect Yourself Against Identity Theft

    The Money Tree
    All my life I have heard people wish they had a money tree growing in the back yard when they were in a bad financial situation, but in reality most people do have a money tree! The money tree is their brains, and how they can use their knowledge and experiences to increase their wealth.In an analogy I compared the money tree to an actual live growing tree, it first starts with a seedling, or in other words an idea. As with any thing that grows it needs the right soil or environment to grow, so surround y

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their

    The Two Peak Times for Job Hunting
    For many years, I have tracked the cycles in hiring and job hunting to see if there are discernable patterns to job hunting success.Although there have been exceptions (such as in the opst-9/11 recessions), the two best times of the year to find work are in the period following Labor Day and in the period following the start of the new year.The reasons for this are pretty simple.In the post-Labor Day boomlet, job hunters believe that with summer vacations over, companies can get back to hiri
    Identity theft is a serious crime that continues to grow. If you become a victim of identity theft, you may spend months, or years, trying to repair the damage. A compromised credit report can ruin your chances of getting a new job, a loan, insurance or even housing. It's true that it is possible that you could be arrested for a crime you didn't commit if someone else has used your identity to break a law.

    Unfortunately, many of the methods that thieves use to steal identities are completely beyond your control. Although it's rare, some store clerks have been known to use their position to give or sell information to identity thieves. There are some measures you can take, however, that will make it harder for them to steal your identity.

    Protect Your Credit Card Number When Making Purchases:

    After you make a purchase and your credit or debit card has been swiped through a credit card terminal, check to make sure that the printed receipt hides all but the last four digits of your credit card account number (there will usually be an x in place of the first twelve digits).

    Some credit card terminals do print receipts that show all sixteen digits of an account number, and may even include the expiration date! After your card is swiped, you're permitted by law to hide the first 12 digits of your account number on the copy of the receipt that the vendor keeps. Use a pen or marker to cross-out the other numbers completely.

    When dining out, it's important to make sure that the first 12 digits of your credit card number are hidden on the receipt. You might be in the habit of signing it and then leaving the restaurant's copy on the table after your meal. An identity thief can steal the signed receipt before the waiter comes back to pick it up from the table.

    Do You Really Need To Give Your Social Security Number?

    Avoid giving out your social security number unless it's absolutely necessary. Although you need to share your social security number when you apply for credit or for a bank account, sometimes a store or an organization will want to use it as an ID number. This is a fairly common practice even though the law says that social security numbers aren't to be used as ID numbers. In these situations, use your judgment. There's usually an alternative if you ask.

    Destroy Documents That Contain Sensitive Personal Information:

    Buy an office paper shredder and use it to destroy documents you're discarding which contain personal information like credit card numbers, social security numbers, phone numbers and birth dates. Do this both at home and at work.

    Identity thieves frequently go through someone's trash to find personal information that can help them obtain credit in the victim's name.

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their

    What To Look For In A Credit Card
    When you are deciding what type of credit card to get it is important to compare credit cards to each other and find the best deal for you. There are a variety of different credit cards available, from low interest cards, cash back cards and even reward credit cards, it's hard to decide what exactly the best credit cards are.The best credit cards are generally going to have a few things in common. The first thing, being a low interest rate. Low interest cards can save you money over time, by not requiring
    that will make it harder for them to steal your identity.

    Protect Your Credit Card Number When Making Purchases:

    After you make a purchase and your credit or debit card has been swiped through a credit card terminal, check to make sure that the printed receipt hides all but the last four digits of your credit card account number (there will usually be an x in place of the first twelve digits).

    Some credit card terminals do print receipts that show all sixteen digits of an account number, and may even include the expiration date! After your card is swiped, you're permitted by law to hide the first 12 digits of your account number on the copy of the receipt that the vendor keeps. Use a pen or marker to cross-out the other numbers completely.

    When dining out, it's important to make sure that the first 12 digits of your credit card number are hidden on the receipt. You might be in the habit of signing it and then leaving the restaurant's copy on the table after your meal. An identity thief can steal the signed receipt before the waiter comes back to pick it up from the table.

    Do You Really Need To Give Your Social Security Number?

    Avoid giving out your social security number unless it's absolutely necessary. Although you need to share your social security number when you apply for credit or for a bank account, sometimes a store or an organization will want to use it as an ID number. This is a fairly common practice even though the law says that social security numbers aren't to be used as ID numbers. In these situations, use your judgment. There's usually an alternative if you ask.

    Destroy Documents That Contain Sensitive Personal Information:

    Buy an office paper shredder and use it to destroy documents you're discarding which contain personal information like credit card numbers, social security numbers, phone numbers and birth dates. Do this both at home and at work.

    Identity thieves frequently go through someone's trash to find personal information that can help them obtain credit in the victim's name.

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their

    This Thing Called Business
    The explosion of information has led to an explosion of confusion. Confusion as it relates to business is a dangerous thing.Let's put it out there in plain English.Business is the creation, selling and delivery of a product or service for a profit. That's it. Nothing more and nothing less. It doesn't matter if you're running a home based business a small business or IBM, lose focus of the real definition of business and you're going to have problems.If you're planning on starti
    r keeps. Use a pen or marker to cross-out the other numbers completely.

    When dining out, it's important to make sure that the first 12 digits of your credit card number are hidden on the receipt. You might be in the habit of signing it and then leaving the restaurant's copy on the table after your meal. An identity thief can steal the signed receipt before the waiter comes back to pick it up from the table.

    Do You Really Need To Give Your Social Security Number?

    Avoid giving out your social security number unless it's absolutely necessary. Although you need to share your social security number when you apply for credit or for a bank account, sometimes a store or an organization will want to use it as an ID number. This is a fairly common practice even though the law says that social security numbers aren't to be used as ID numbers. In these situations, use your judgment. There's usually an alternative if you ask.

    Destroy Documents That Contain Sensitive Personal Information:

    Buy an office paper shredder and use it to destroy documents you're discarding which contain personal information like credit card numbers, social security numbers, phone numbers and birth dates. Do this both at home and at work.

    Identity thieves frequently go through someone's trash to find personal information that can help them obtain credit in the victim's name.

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their

    What is Pay-Per-Click?
    Pay-per-click (PPC) advertising is when an advertiser pays for each qualified click that sends a search engine user (i.e., visitor) to the advertiser’s web page. PPC requires the advertiser to bid on key words or key word phrases chosen by the advertiser. There are many PPC advertising services available to choose from. Google AdWords and Overture are probably the two most popular in use today.The PPC search engine allows you to buy a top position in the search engine results for the particular keyword
    ization will want to use it as an ID number. This is a fairly common practice even though the law says that social security numbers aren't to be used as ID numbers. In these situations, use your judgment. There's usually an alternative if you ask.

    Destroy Documents That Contain Sensitive Personal Information:

    Buy an office paper shredder and use it to destroy documents you're discarding which contain personal information like credit card numbers, social security numbers, phone numbers and birth dates. Do this both at home and at work.

    Identity thieves frequently go through someone's trash to find personal information that can help them obtain credit in the victim's name.

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their

    An Analysis of Blyth (BTH)
    Blyth (BTH) calls itself a “home expressions company”. Most people call it a candle company. Neither description is entirely accurate.Blyth can rightly be called the world’s largest scented candle company, because larger competitors like S.C. Johnson and Sara Lee (SLE) are primarily engaged in other businesses. Like its smaller rival The Yankee Candle Company (YCC), Blyth is primarily a scented candle company. However, unlike the Yankee Candle Company, Blyth has substantial non-candle related operations –

    If It Happens To You, Take The Following Steps Immediately:

    1: Contact your credit card companies, close your accounts and ask to have new cards issued to you.

    2: Place a fraud alert on your file with the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 & Trans Union: 1-800-680-7289).

    3: File a report with your local police department. You may need it to show to creditors a copy of the report as proof of the crime.

    4: File a complaint with the FTC: http://www.consumer.gov/idtheft/ - They maintain a database of identity theft cases used by law enforcement agencies for their investigations.

    Mike Nalbone Is The Webmaster At: http://Online-Background-Check.net Which Provides News, Information And Resources That Anyone Can Use To Do Online Investigations And Criminal Background Checks.

    This Article Is © 2005 & May Be Published Solely In Its Entirety, Un-Modified, Provided The Above Resource Box Is Included Along With An Active (Clickable) Link To: http://Online-Background-Check.net

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