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Article Check - Our Comfort Zone
Can Medical Factoring Help Your Healthcare Company's Cash Flow? ob or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs.Most healthcare businesses have to wait between 15 to 150 days to get claims paid by private insurance, Medicare/Medicaid and HMOs. Although most payments are made in 15 to 45 days, a simple change in billing codes or a request for additional documentation can add weeks or months to the expected payment date of a medical claim.However, if you own a healthcare practice, DME, hospital or testing center you have expenses that must be paid like clockwork. Payroll needs to be met. Rent needs to be paid. Equipment must be bought. Not surprisingly, all these expenses have one common element – you either pay them or you go out of business.This leaves you with two possible options. Either you must have a cash reserve sitting at the bank or you need to get financing to cover the wait.Many healthcare businesses try to get a loan or a line of credit. Although they can work reasonably well, they have one serious drawback. They have limits. And once you reach them, you are usually out of luck if you need additional financing.The best alternative is to factor your medical receivables with medical factoring. Medical factoring provides you with financing based on your insurance claims, eliminating the wait and providing you with funds to operate your business. And opposed to traditional financing, you have no set limits. You can factor as many insurance claims as you can generate. It’s really a tool for growth.Factoring is easy to implement and incorporate into your business. Here is how it works.1. You send your claims to the insurance company and to the factor 2. The factor advances you up to 85% of your expected net collections 3. 15% is not advanced and is used as a reserve to handle charge backs 4. You get immediate use of the funds while the factoring compa In Philadelphia we hardly leave our comfo Ten Tips Towards a Secure Wireless Internet Connection On my second trip to San Francisco I bought a light green vintage t-shirt that said “I wish you were here.” I didn’t even think twice about buying it. I didn’t try it on. I didn’t look at the price tag. As I packed for my third trip I made sure it was folded neatly in my bag. Unlike every article of clothing that I questioned the necessity of as I attempted to downsize my luggage, this I packed without hesitation. This was my third trip to SanFransisco. The first time was with an old boyfriend when we were 21. The second time was just about eight months ago with a close friend.Wireless hardware is so easy to set up anymore that most people can simply plug it in and start using their network without giving much thought to security issues. That doesn’t mean hackers haven’t thought about them.One key issue is bandwidth theft. Anyone can steal it from your wireless connection provided that they are close enough to get a strong signal. This will ultimately slow down your internet connection. You’ll also be responsible for anything they online since you are their access point to the internet.Bandwidth theft isn't the worst part of leaving your wireless network insecure. There is much worse things that can happen. A knowledgeable hacker can easily capture and view the contents of your wireless-network traffic. This includes all of your e-mail messages and log-in passwords. They can also hijack your online identity for nefarious purposes, such as using your network and computers to attack other systems.By taking a few extra minutes to configure all of your network’s security features, your computer should remain safe. Here are ten of the best and easiest ways to keep your computer safe: Change Default Administrator Passwords (and Usernames) - The core of most Wi-Fi home networks is the access point or router. Manufacturers provide Web pages that allow owners to enter their network address and account information when setting up the equipment. They are protected with a login screen so only the owner can do this. These provided logins, however, are simple and well-known to hackers on the Internet. Be sure to change these settings immediately.Turn on WPA / WEP Encryption - Wi-Fi equipment supports some form of encryption. This technology scrambles messages sent over wireless networks so that they cannot This time I was visiting a friend from college, Holly, who was transferred here from New York and was only on her seventh week of residence in the Marina section of SanFransisco. Holly, without exception, is a handful of people’s “favorite person.” She is naturally beautiful, equally inside and out, both fashionable in her introspective opinions and her ability to make simple style look genuine and sheek. By all standards, Holly is that girl that everyone can define by one word, “cool.” I was drawn to her in college because of how outwardly different and inwardly similar we are. Like me she is down to earth, patient, low maintenance, strong, and reflective. Unlike me she is what her mother calls her “independent daughter.” She is random in that she has a collection of friends that she has maintained through different ages and stages in her life that are very different from each other yet united by one very important and common love: Holly. I too feel successful about the variety and amount of relationships I have maintained over the years. The difference being that those people that are of a different age or at a different stage then me that I have remained close with are just not the people I call up on a Saturday night to see what they are doing. Holly does. Holly takes risks, embraces opportunity, and follows her heart. When she begins to feel comfortable with a certain place or a certain group of people…she makes a CHANGE. To her, there is not comfort in a comfort zone, there is danger. Danger in becoming closed mind to different types of people and different kinds of chances. Danger in staying still, in doing nothing, she thinks that takes no courage at all. So SanFransisco, at this moment in time, is clearly the place for her. When I first arrived her small apartment was crowded with a few people who never met each other. They were all very different from one another, from their religion to race to sexual orientation to political affiliations. They truly embraced each other’s company immediately, curious about what the other did and loved, excited at the prospect of spending the entire night with brand new people. At first, I was a bit uncomfortable. Back home in Philadelphia the incidences of us having a get together with people that not only don’t know each other, but don’t know each other well are few and far between. The chance that I would walk into a party (as I did on this day) and someone would ask me what I am passionate about is extremely slim. For the first few moments of listening to these strangers converse and openly reflect on their feelings about their lives I started to feel bad about the fact that our conversations at home tend to center around whether to go to Kildare’s or the U.S. Hotel. But I quickly realized that we don’t spend as much time on these conversations because we usually know the answers, the people at my parties are usually my best friends. In many ways we look the same, act the same, and love the same things. So begins my process of trying to figure out whether this is a good thing…or a bad thing… As we (the strangers and I) left Holly’s one room apartment to head out to the bars, I commented how these living arrangements are in stark contrast to our at home. If you live alone in various parts of our city I assume it’s because you have an exceptionally good job or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs. In Philadelphia we hardly leave our comfor Using Articles to Get Listed in Google d sheek. By all standards, Holly is that girl that everyone can define by one word, “cool.” I was drawn to her in college because of how outwardly different and inwardly similar we are. Like me she is down to earth, patient, low maintenance, strong, and reflective. Unlike me she is what her mother calls her “independent daughter.” She is random in that she has a collection of friends that she has maintained through different ages and stages in her life that are very different from each other yet united by one very important and common love: Holly. I too feel successful about the variety and amount of relationships I have maintained over the years. The difference being that those people that are of a different age or at a different stage then me that I have remained close with are just not the people I call up on a Saturday night to see what they are doing. Holly does. Holly takes risks, embraces opportunity, and follows her heart. When she begins to feel comfortable with a certain place or a certain group of people…she makes a CHANGE. To her, there is not comfort in a comfort zone, there is danger. Danger in becoming closed mind to different types of people and different kinds of chances. Danger in staying still, in doing nothing, she thinks that takes no courage at all.All of us atleast have one expertise on which we can speak, write and work on our website. But now your website is ready and you do not have been listed in major search engine like Google and yahoo etc. You want them to listed as soon as you started a website. But it is tricky.To get into Google and Yahoo listing you can use a lot of method described by many so called experts. And quite true too. I want to remind one very sophisticated and elegant way to do this and believe me Google just love it. The method is Article marketing. And this is done by getting backlinks from a already listed website. In this Article can work wonder. There are many article publishing websites and ezines where an article is accepted free and after review get published.For example, www.ezinearticles.com accept the free article submission and its Google page rank is 6 which is quite a good one. Now any article published in this ezine will get a good SERPs in Google as well as any search engine.All the new article content of these pages are crawled by google bot almost daily. So if you put a backlink in your articles resource box to you website, your website will also be crawled daily for that article in this ezine. And you site will also be indexed by Google.Another good website is www.impactarticles.com This is a very good website for getting listed in google particularly. Submit your article here and see the result in few days in your Google listing.Apart from these SEO aspect, articles are a great way to market and brand your own name. It establish you as an expert in that particulare subject. Article marketing can help you to gain a good number of visitors who are highly targeted one. And these article can help you to get higher Google page rank. If you are interested into submitting yo So SanFransisco, at this moment in time, is clearly the place for her. When I first arrived her small apartment was crowded with a few people who never met each other. They were all very different from one another, from their religion to race to sexual orientation to political affiliations. They truly embraced each other’s company immediately, curious about what the other did and loved, excited at the prospect of spending the entire night with brand new people. At first, I was a bit uncomfortable. Back home in Philadelphia the incidences of us having a get together with people that not only don’t know each other, but don’t know each other well are few and far between. The chance that I would walk into a party (as I did on this day) and someone would ask me what I am passionate about is extremely slim. For the first few moments of listening to these strangers converse and openly reflect on their feelings about their lives I started to feel bad about the fact that our conversations at home tend to center around whether to go to Kildare’s or the U.S. Hotel. But I quickly realized that we don’t spend as much time on these conversations because we usually know the answers, the people at my parties are usually my best friends. In many ways we look the same, act the same, and love the same things. So begins my process of trying to figure out whether this is a good thing…or a bad thing… As we (the strangers and I) left Holly’s one room apartment to head out to the bars, I commented how these living arrangements are in stark contrast to our at home. If you live alone in various parts of our city I assume it’s because you have an exceptionally good job or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs. In Philadelphia we hardly leave our comfo Five Good Reasons to Work from Home tain place or a certain group of people…she makes a CHANGE. To her, there is not comfort in a comfort zone, there is danger. Danger in becoming closed mind to different types of people and different kinds of chances. Danger in staying still, in doing nothing, she thinks that takes no courage at all.Working from home is now commonplace. People from all over are now choosing to work from home for various reasons. Moms, Dads, Grandparents, and college students are working from home and earning a decent living in every corner of the world.There are many benefits and some drawbacks to working from home. It all depends on what kind of person you are as to whether or not working from home is for you. Let’s explore five good reasons to work from home to see if working from home is for you.1.) You need additional income. Maybe you are a stay at home mom and you need to contribute a few extra dollars per month to your family. Since income is a necessity, this is a good reason to work from home.2.) You are a self-motivated person. Working from home requires you to be self-motivated. Some people simply cannot do this. Working from home also requires that you can learn many tasks without the instruction of a teacher. If you are a self-motivated person then this is a good reason to work from home.3.) Family. Your family is the most important thing to you and working from home allows you to be at home with your family all hours of the day. Working from home allows you to witness firsts, spend more time with your family, and be where you need to be. If family is important to you as it is to me, then this is a good reason to work from home.4.) Freedom. You get the freedom to do what you really want. You are your own boss, you make your own rules, and you choose how much you want to do during your work day. Wanting freedom from bosses and rules is a good reason to work from home.5.) Costs. Working from home costs less than working outside the home. When you work from home you don’t need expensive clothes, you don’t have to spend money on gas for your vehicle, and you don’ So SanFransisco, at this moment in time, is clearly the place for her. When I first arrived her small apartment was crowded with a few people who never met each other. They were all very different from one another, from their religion to race to sexual orientation to political affiliations. They truly embraced each other’s company immediately, curious about what the other did and loved, excited at the prospect of spending the entire night with brand new people. At first, I was a bit uncomfortable. Back home in Philadelphia the incidences of us having a get together with people that not only don’t know each other, but don’t know each other well are few and far between. The chance that I would walk into a party (as I did on this day) and someone would ask me what I am passionate about is extremely slim. For the first few moments of listening to these strangers converse and openly reflect on their feelings about their lives I started to feel bad about the fact that our conversations at home tend to center around whether to go to Kildare’s or the U.S. Hotel. But I quickly realized that we don’t spend as much time on these conversations because we usually know the answers, the people at my parties are usually my best friends. In many ways we look the same, act the same, and love the same things. So begins my process of trying to figure out whether this is a good thing…or a bad thing… As we (the strangers and I) left Holly’s one room apartment to head out to the bars, I commented how these living arrangements are in stark contrast to our at home. If you live alone in various parts of our city I assume it’s because you have an exceptionally good job or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs. In Philadelphia we hardly leave our comfo Some Easy Ways to Save More Money ance that I would walk into a party (as I did on this day) and someone would ask me what I am passionate about is extremely slim. For the first few moments of listening to these strangers converse and openly reflect on their feelings about their lives I started to feel bad about the fact that our conversations at home tend to center around whether to go to Kildare’s or the U.S. Hotel. But I quickly realized that we don’t spend as much time on these conversations because we usually know the answers, the people at my parties are usually my best friends. In many ways we look the same, act the same, and love the same things. So begins my process of trying to figure out whether this is a good thing…or a bad thing…Ways to Save MoneyDon't play the lottery. Just don't do it. You might as well flush your dollars down the toilet. Save $50-$250 a year.Cancel cable TV premium channels. You know they are a big money waster. Save $200 a year.Going out to dinner once a month instead of twice can save at least $500 a year. You know you've been eating out too much lately when your child says "Mom, why is the oven door hot?"Instead of buying expensive bottled water, use a water filtration system such as one from Brita or Pur. It turns your free tap water into the same pure water you're buying at the store. Evian spring water, by comparison, costs $21.19 a gallon. And you thought gasoline is expensive! I'm saving $250 a year.Eat less red meat. Pasta and chicken are inexpensive and better for you. Three meatless meals a week will save your family over $500 a year.Break the McDonald's / Pizza-Hut / Taco-Bell / Kentucky-Fried Chicken habit. My family was spending over $40 a week, which was over $2,000 a year.If you have a $3.00 a day Starbuck's habit like I did, cut it down to 4 days a week. Save $500 a year.Bring a sack lunch to work. Are you paying $5.00 for a deli sandwich? That's throwing away over $1,000 a year.When shopping for the sack lunch or the kid's lunches, those individually packed snacks and drinks look so convenient. Buy juice in bulk and use a thermos. Buy fruit and cheese in bulk, and use your Tupperware. Snack-size chips cost twice as much as filling a plastic bag from a big bag of chips. You get the idea. Save hundreds of dollars a year.If you smoke, you are blowing $1,500 a year on cigarettes, and paying double for health care over your lifetime than the average non-smoker. Kick the habit and your car, health and life insurance will be ch As we (the strangers and I) left Holly’s one room apartment to head out to the bars, I commented how these living arrangements are in stark contrast to our at home. If you live alone in various parts of our city I assume it’s because you have an exceptionally good job or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs. In Philadelphia we hardly leave our comfo P.R. Strategies for Professional Service Providers ob or you don’t have that many friends. We live in big old houses with close friend’s right down the street from all our other close friends. There are exceptions of course, our friends that have chosen to buy houses in places that are more affordable like New Jersey or the suburbs, our friends that have chosen to get married earlier and have committed to a lifestyle of going out to dinner with their “couple” friends, having a glass of wine and coming home (that was a joke…kind of), our friends that have happily left the circle of people that at times can feel suffocating, monotonous, and dramatic. So of course the lifestyle I am about to explain is not representative of all the people my age that live in Philadelphia. But for the most part, the Californians were surprised to hear how many people our age freely choose our lifestyle. I would come to find out, that I was equally surprised to see how many people freely chose theirs.Promotion for Professional Services Providers requires a different approach than for other types of business people. Here’s why:* People buy professional services based on reputation, credibility and knowledge* Advertising works for products, especially ones that can be described; professional services are intangible and the selling points are based on the provider of service* Professionals must differentiate themselves by creating niches and through PR activities that create strong reputations, build credibility and showcase knowledgeLow-Cost, No Cost PR strategies you can use immediately:* Speaking engagements* Guest columns* Radio Expert* Volunteering on charity committees; member of a charity board; pro-bono work for a charity* Award submission* Web Site* Special Events* Newsletter (e-mail)* PublicityHow to decide which PR strategies are best for you:* What do you feel comfortable with? I have an attorney client who doesn’t feel comfortable doing speaking engagements or radio shows, but likes to write. Then I have a motivational speaker client who loves to speak but hates to write, so he outsources the writing to me. I feel comfortable with writing and speaking, so I do lots of different P.R. activities to promote my business.* What can you commit to? Newsletters, for instance, should be done on a consistent basis. Whether it’s weekly, biweekly or monthly, can you commit to a schedule?* What are other professionals in your area doing? If there is already a coach offering radio expertise on the radio show you’d like to be on, that’s a tough sell for you. But perhaps you could offer to write a Q&A column for your local newspaper.Focusing on P.R. is a very effective stra In Philadelphia we hardly leave our comfort zones. In our view…why the hell would we…we are very comfortable there (oh, and they hardly curse in California...another difference. They remarked on the cursing as much as they made me say words like “bad,” “water,” and “towel” over and over again). Our circles of friends and acquaintances are filled almost entirely with people from the Philadelphia area. It is friends from high school; friends from college, old boyfriends, friends from the shore, friends of our families, friends of our friends. When you meet someone new in your life, the chances are that they are already in someway connected with someone old. It is the familiar faces that you see in the same few bars on Main Street in Manayunk, and the same bar on Dune Drive in Avalon. The entire circle moves from their houses in Manayunk in the winter to their houses on Twenty-first street in the summer (I’ve been saying “one last summer” since I was twenty three…at twenty seven I’ve given it up). We move in herds. We congregate in circles. We live in groups. And even pushing thirty this is yet to be uncommon, it’s quite the opposite…still very desirable. There’s a shirt that they sell in the bar in Avalon that says “When I grow up I am going to go the Princeton just like my mommy and daddy did.” If we continue on this path, although laughable, purchasing this shirt at some point is looking more and more likely. I thought of this shirt when one of the California people asked me about the dating scene in Philadelphia. I had to laugh at how my “dates” consist of going out with the same ten people to the same places and then seeing what happens at three in the morning. It’s very difficult when you are caught up in a group of people to ever choose people and places outside your comfort zone. It’s like groundhogs day...the same day over and over again. It can be frustrating, it can also be comforting. Although at times it feels lonely, it will never allow you to be alone. After many conversations with single friends in this situation we all agree that our future husbands and wives might not be residing in our present comfort zone… not for lack of effort either. There is some point when I guess you let go of the fairytale notion that we all will just grow up and marry each other and live on the same street forever happily ever after. While I can’t say I have completely let go of that fantasy, we all recognize the need to “get out there” more…we just don’t want to. So if you are actively looking for your “soul mate,” if you believe there is only one person you are meant to be with, you may think the chances are slim that he just happens to coincidentally be the guy that lives down the street in Manayunk or the one that stands in your corner at the Princeton. If you’re looking to meet new people, start over, get a second chance, then move to SanFransisco. It’s a place of new beginnings. Now you won’t find a shirt there like the one at the Princeton. No one stays long enough to establish a corner of the bar. The majority of people I met in SanFransisco were “transplanted” there, and they actually call themselves that – “transplants.” They have made their friends through the jobs they moved out here for and by being set up by friends of friends who knew someone out here. They are less likely to belong to a group of friends and more likely to have a collection of different people that seem to me quite “random” and to them quite “diverse.” I was so interested in all their stories, how they got here, how long they want to stay, what they’ll do next. Most of them moved because of a job or because they wanted a change of scene, or they are simply bored by their lives. Many of them were afraid of being “stuck” somewhere without actually living their life or allowing anything new to happen to them. When I have this fear, my first instinct in to move also. But I don’t. When asking them how long they will stay most of them said they we
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