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    o our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghost

    Causes of Dry Itchy Skin - Why do I Have Itchy Skin?
    Dry itchy skin is an aggravating condition. Heating systems dry out the air in our homes and offices, which in turn depletes the moisture in our skin. This is why dry itchy skin is more prevalent in the winter months.Certain medical conditions can cause dry itchy skin, too. Four of these are dermatitis, eczema, psoriasis, and seborrhea.Dry Itchy Skin #1 – DermatitisDermatitis refers to an itchy skin condition caused by contact to a substance you are allergic to. Poison ivy is an obvious example. Laundry detergents could be another one that gives rise to dry itchy skin. Unless you know what causes dermatitis, you may want to conduct a patch test to know what allergens actually cause your skin to be itchy.Dry Itchy Skin #2 – EczemaNo one knows why eczema happens and no cure has yet been found. It is a kind of itchy rash that makes your skin oozes or weeps. It is sometimes associated with dry skin. Children sometimes have this condition.Dry Itchy Skin #3 – PsoriasisPsoriasis is an autoimmune disease, which means it's a condition that is caused by the body's immune system
    The Purpose: To teach that charity not only takes care of the needs of people that receive it, but warms the heart of the provider.

    The Lesson

    "Though I speak with the tongues of men and of angels, and have not charity, I am become as sounding brass or a tinkling bell." Bible, 1 Corinthians 13.1

    So What is Charity Anyway?

    For our purposes let's say it is a benevolent good well toward all mankind that is reflected in our actions toward those who are in need.

    Some say that charity is the true love of God.

    Did you really say that, Margaret?

    Margaret Thatcher said that nobody would remember the Good Samaritan if he had not had money.

    Really?

    Such a silly statement!

    It's true that he went out of his way to see that the man taken by robbers by paying for his care after he got the man into town.

    But that is not the real story of the Good Samaritan.

    Do you remember the story?

    A man was taken by robbers and lay on the road near death. A Priest passed by, feared for his own life, and took a wide birth of the man. So did a Levite!

    The man robbed was a Jew. The Priest was obligated to help the man, but he didn't help him.

    Now the Levites were to look out for the down and out. Right? They even had cities of refuge for criminals.

    Because of fear and indifference, he hurriedly passed by.

    Then comes the Samaritan who has nothing to do with the Jews. He goes out of his way to help the man. He gets him into town where he is safe.

    We would remember him just for that, wouldn't we?

    Of course we would!

    He did what the Priest or Levite should have done.

    That was the point of the story. So Mrs. Thatcher isn't so smart after all.

    Yes, the Samaritan's money improved the robbed man's condition, but that is not what saved the man's life.

    Test Question: Which of the three, the Priest, the Levite, or the Samaritan (not counting the fact that the Samaritan had some money), had charity?

    If you said, the Samaritan, give yourself a gold star.

    Yes, he had a benevolent good well toward all mankind that was reflected in his actions toward those who are in need.

    Just hearing the story of the Good Samaritan makes you want to do the right thing. When we see the good acts of others, it influences our actions. When we show charity, it helps others to see their potential to help others.

    You don't need money to be benevolent. A charitable act does not have to require money. In fact, most of the charitable acts we see are a simple offering of time and energy.

    Let's say the snow is twelve inches deep. You shovel your driveway and then help the old fellow next door shovel his. Now what did you offer? Money? No! Just some time and energy.

    What are the benefits of charity?

    The main benefit is to the person receiving the service, right? It may be, but there is something in benevolence that warms your soul. You did the right thing. You helped someone in need.

    Yes, Charity can require money or assets.

    It's hard to help starving children in Afghanistan if you live in Florida. But you can through a charity that services those children by donating money or clothing or whatever is required.

    You can rush aid to disaster victims by donating to the Red Cross or the Salvation Army. Habitat for Humanity is building homes right now in the Southeast where we have so much damage. I worked on four such homes in Arizona. I gave more time than money to Habitat for Humanity. Now that I live in Idaho, I haven't worked for Habitat. But now I hear they are going to build in our little town. I'll try to be there swinging my hammer.

    Your church or community might have a program that allows you to make blankets, or health kits, or teaching kits. That way, you can put your energy and time to a good cause.

    Society depends on your benevolent good will.

    The government can't do everything, can they? Recently, we have learned that they don't even know how! They need our know-how and help in these tough times.

    Governments doesn't provide men in trucks to rush around after a snow storm to shovel the walks of widows.

    They don't send the food trucks up and down city streets to feed the homeless. They don't pass out warm sleeping bags to these people. (Some won't go indoors.)

    No, we should do our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghosts

    Anger: Handle It Or It Will Handle You
    "Allah's Apostle said, "The strong is not the one who overcomes the people by his strength, but the strong is the one who controls himself while in anger." Prophet Muhammad(Peace be upon him)The above Hadith(Saying) attributed to Prophet Muhammad is one of my favorite saying of this misunderstood Prophet of ALLAH. As one who has dealt with anger for many years the first time I read these words, many years ago, I was compelled to reflect on what real strength is.It is a natural response to respond angrily when one feels they have been wronged(Real or imagined). However, Muhammad ibn Abdullah teaches it is real strength to rise above what is natural(Anger) and take the high road. Imagine if we followed this advice when interacting with our wives, husbands, children, co-workers, co-religionist and family? There would be more peace, because we would withhold unleashing hurtful words or actions in the moment of anger and would rather use our intellectual faculties to rise above emotions into the thinking of God as Minister Farrakhan teaches.Lets from this day, if we are angered easily, try to take these words into consideration the nex
    a Levite!

    The man robbed was a Jew. The Priest was obligated to help the man, but he didn't help him.

    Now the Levites were to look out for the down and out. Right? They even had cities of refuge for criminals.

    Because of fear and indifference, he hurriedly passed by.

    Then comes the Samaritan who has nothing to do with the Jews. He goes out of his way to help the man. He gets him into town where he is safe.

    We would remember him just for that, wouldn't we?

    Of course we would!

    He did what the Priest or Levite should have done.

    That was the point of the story. So Mrs. Thatcher isn't so smart after all.

    Yes, the Samaritan's money improved the robbed man's condition, but that is not what saved the man's life.

    Test Question: Which of the three, the Priest, the Levite, or the Samaritan (not counting the fact that the Samaritan had some money), had charity?

    If you said, the Samaritan, give yourself a gold star.

    Yes, he had a benevolent good well toward all mankind that was reflected in his actions toward those who are in need.

    Just hearing the story of the Good Samaritan makes you want to do the right thing. When we see the good acts of others, it influences our actions. When we show charity, it helps others to see their potential to help others.

    You don't need money to be benevolent. A charitable act does not have to require money. In fact, most of the charitable acts we see are a simple offering of time and energy.

    Let's say the snow is twelve inches deep. You shovel your driveway and then help the old fellow next door shovel his. Now what did you offer? Money? No! Just some time and energy.

    What are the benefits of charity?

    The main benefit is to the person receiving the service, right? It may be, but there is something in benevolence that warms your soul. You did the right thing. You helped someone in need.

    Yes, Charity can require money or assets.

    It's hard to help starving children in Afghanistan if you live in Florida. But you can through a charity that services those children by donating money or clothing or whatever is required.

    You can rush aid to disaster victims by donating to the Red Cross or the Salvation Army. Habitat for Humanity is building homes right now in the Southeast where we have so much damage. I worked on four such homes in Arizona. I gave more time than money to Habitat for Humanity. Now that I live in Idaho, I haven't worked for Habitat. But now I hear they are going to build in our little town. I'll try to be there swinging my hammer.

    Your church or community might have a program that allows you to make blankets, or health kits, or teaching kits. That way, you can put your energy and time to a good cause.

    Society depends on your benevolent good will.

    The government can't do everything, can they? Recently, we have learned that they don't even know how! They need our know-how and help in these tough times.

    Governments doesn't provide men in trucks to rush around after a snow storm to shovel the walks of widows.

    They don't send the food trucks up and down city streets to feed the homeless. They don't pass out warm sleeping bags to these people. (Some won't go indoors.)

    No, we should do our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghost

    Sensitive Skin - How to Take Care of Sensitive Skin, Naturally
    Sufferers of sensitive skin do not have to go without make-up or skin care products. On the contrary, a good quality natural skin care regime will help to reduce the sensitivity over time and will promote healthy, vibrant looking skin.There are a number of symptoms which may help you to identify whether or not you have sensitive skin (should you be in any doubt):Your skin reacts quickly to both heat and cold; Sensitive skin burns easily, when exposed to wind or sunSkin is easily irritated by detergents, cosmetics and alcohol, leaving the skin red and blotchy, with visible surface veins.The key to ‘normalise’ sensitive skin is to use a good quality, natural skin care system and follow a daily skin care regime. The following is a simple step-by-step process anyone with sensitive skin should follow:Two or three times a week use a deep cleansing mask specifically formulated for oily skin. Wildcrafted’s Red Earth Medicine Facial Clay has been specifically formulated for dry and sensitive skin a
    d.

    Just hearing the story of the Good Samaritan makes you want to do the right thing. When we see the good acts of others, it influences our actions. When we show charity, it helps others to see their potential to help others.

    You don't need money to be benevolent. A charitable act does not have to require money. In fact, most of the charitable acts we see are a simple offering of time and energy.

    Let's say the snow is twelve inches deep. You shovel your driveway and then help the old fellow next door shovel his. Now what did you offer? Money? No! Just some time and energy.

    What are the benefits of charity?

    The main benefit is to the person receiving the service, right? It may be, but there is something in benevolence that warms your soul. You did the right thing. You helped someone in need.

    Yes, Charity can require money or assets.

    It's hard to help starving children in Afghanistan if you live in Florida. But you can through a charity that services those children by donating money or clothing or whatever is required.

    You can rush aid to disaster victims by donating to the Red Cross or the Salvation Army. Habitat for Humanity is building homes right now in the Southeast where we have so much damage. I worked on four such homes in Arizona. I gave more time than money to Habitat for Humanity. Now that I live in Idaho, I haven't worked for Habitat. But now I hear they are going to build in our little town. I'll try to be there swinging my hammer.

    Your church or community might have a program that allows you to make blankets, or health kits, or teaching kits. That way, you can put your energy and time to a good cause.

    Society depends on your benevolent good will.

    The government can't do everything, can they? Recently, we have learned that they don't even know how! They need our know-how and help in these tough times.

    Governments doesn't provide men in trucks to rush around after a snow storm to shovel the walks of widows.

    They don't send the food trucks up and down city streets to feed the homeless. They don't pass out warm sleeping bags to these people. (Some won't go indoors.)

    No, we should do our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghost

    Review or Be Reviewed
    Reviewing a tale is one of the best ways of learning how to tell a great story. It imposes on you the discipline of writing precisely and coherently, putting together a compelling argument while being fair and balanced in what you say.In this piece, I’ll examine the art of writing effective reviews and some of the pitfalls to avoid. I will restrict this piece to the art of writing review for books, be it in non-fiction or fiction. Nevertheless, some of the basic principles mentioned herein can be applied to writing reviews for other things like cds, films, computer games, cars and so on.As a starting point, remember that it is your duty, as a reviewer, to give an honest opinion so that your readers can judge for themselves. You should always aim to give the strengths and weaknesses of a book. Writing a review can properly be divided into three basic steps.Step 1 – Basic informationStart by making a list of the basic information about the book. For instance:What is the title of the book?Who are the publishers?Is it sold in paperback version or hard cover?What is the ISBN?How many pages are
    aster victims by donating to the Red Cross or the Salvation Army. Habitat for Humanity is building homes right now in the Southeast where we have so much damage. I worked on four such homes in Arizona. I gave more time than money to Habitat for Humanity. Now that I live in Idaho, I haven't worked for Habitat. But now I hear they are going to build in our little town. I'll try to be there swinging my hammer.

    Your church or community might have a program that allows you to make blankets, or health kits, or teaching kits. That way, you can put your energy and time to a good cause.

    Society depends on your benevolent good will.

    The government can't do everything, can they? Recently, we have learned that they don't even know how! They need our know-how and help in these tough times.

    Governments doesn't provide men in trucks to rush around after a snow storm to shovel the walks of widows.

    They don't send the food trucks up and down city streets to feed the homeless. They don't pass out warm sleeping bags to these people. (Some won't go indoors.)

    No, we should do our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghost

    Mortgage Rates Fall This Week
    The 30-year mortgage average rate was 6.43%, down from 6.47% the week prior. The 15-year mortgage was also down to 6.11% from 6.16% the week prior. One year ago, the 30-year rate was 5.74%, while the 15-year averaged 5.32%."Although 30-year mortgage rates are about three-fourths of a percentage point higher than they were last year, it's good to keep in mind that rates have dropped from the high of 6.80% reached just eight weeks ago," said Frank Nothaft, chief economist for Freddie Mac."And with short-term interest rate increases seemingly on hold, for a while at least, interest rates over all should not experience any big shifts in either direction," he explained."The risk to our forecast of relatively stable mortgage rates is that inflation will unexpectedly heat up, causing bond markets to raise their expectations that the Fed will intervene by raising short-term rates. In that case, mortgage rates will again start to rise," he continued.The one-year adjustable rate mortgage also say a decrease, falling to an average of 5.60%, down from 5.63% one week earlier. One year ago, the ARM was at 4.46%.The five-year hybrid w
    o our part.

    It's true, we can't do everything, but we can do something.

    We may restrict our activities to our neighborhood.

    We may expand our activities to the world.

    It's up to each of us to decide what our resources and limitations are.

    Many wealthy persons have created foundations for charitable purposes. These foundations are very important to society. They provide funding for charity, education, health services, museums, and a multitude of other purposes that benefit society.

    Some wouldn't give a tinker's bell to a starving nun.

    It's true that many who could make a difference in this world fail to give support where needed due to their own greed.

    Now, Scrooge became a repentant man.

    Yes, old Ebenezer Scrooge was a greedy critter that said, “Send the poor to the poorhouse! That's what they are for!”

    Well, not exactly in those words.

    He kept both hands on his purse less some poor soul needing a shilling or tuppence came by asking for help. He could use the purse to give the asker a whip across the face.

    The Ghosts saved Scrooge

    Scrooge saw the past, the present, and the future.

    He saw his old partner, Marley, in chains!

    He saw the straits of the Crockett family and Tiny Tim.

    Scrooge changed his ways! Yes, he found Charity. Scrooge became a jolly old soul, tossing coins around like they were candy. He rejoined his family and blessed the Crockett family with food and help for Tiny Tim. Why, Scrooge couldn't have been happier!

    And maybe, that is the greatest thing about Charity.

    It brings happiness to those who practice it.

    For The Little Children

    Billy was in the first grade. He lived with his four sisters and his two brothers on the poor side of town by the fair grounds. It was during the Great Depression before World War II when men could not get work to feed their families.

    Billy had a loving mother who made bread every other day. She always had a big pot of beans or a pot of soup on the stove. Billy's daddy was out of work, but friends from the church made sure that the family did not go hungry. These same friends made sure that the family did not suffer from the cold. They made sure that the family had wood and coal to burn in their stoves.

    Some of Billy's friends made fun of Billy because the family was poorer than their family. Some men were able to keep their jobs, but Billy's daddy ran a lumber yard and when people couldn't afford to buy lumber, the lumber yard closed. His daddy was out of work.

    Billy felt sad that his daddy couldn't get work and that some of the other kids made fun of him. Then one day, a friend of Billy's named Bruce invited Billy to come home with him after school. Billy went with Bruce to his house a few blocks away from the school.

    When they got to the house, Bruce said, “Come on in!” Bruce walked across the rickety boards of the porch and into the house. The house was dark and cold. When Bruce turned on the light in the kitchen, Billy looked down at the floor and could see dirt between the boards.

    Billy said, “Where is your mother and father?”

    Bruce said, “Mother is at work. My father went away a long time ago. We don't know where he is. We think he jumped the train.”

    Billy knew the men that rode the train. Some called them bums or hobos. Billy often watched a hobo walk the two-and-a-half blocks from the tracks to his house. His mother always gave them bread and a plate of beans out the back door. If Father was home, he allowed the man to come in. Only one man was bad, and father sent him out the door with a stove poker.

    The reason the hobos did not stop at the other houses was because they knew they would not be fed. Billy's address was written on a switch control box down by the tracks. The hobos would read the address and walk straight to Billy's house. They knew they would be fed there.

    Billy felt sorry for Bruce and his mother, having no father to take care of them. Bruce opened the wood ice box. It was empty except for a metal bowl which had macaroni in it. The macaroni was as white as chalk. There was no cheese in it. Billy knew it had been cooked in water with nothing else added.

    Bruce said, “Do you want some macaroni?”

    Billy knew that there was hardly enough for Bruce. He said, “No, thank you. I'm not hungry. You eat it, Bruce.”

    Bruce wolfed down the macaroni like he was starving. Billy thought that maybe he was, he was so skinny. Billy felt so sad that he had to leave Bruce. He said, “I better be going home now, Bruce. My mother will wonder where I am.”

    When Billy got home, he was greeted by the warmth of the kitchen. Mother had made bread and there was the pot of beans on the stove. Billy knew that despite the fact that some of the other kids made fun of him for being poor, that he was rich indeed. He told Mother about how poor Bruce and his mother were. He knew that mother would try to do something about it.

    What do you think his mother might have done?

    (Yes, this is a true story.)

    THE END

    Copyright©John Taylor Jones, Ph.D. 2002-2005

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