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    If you have just gotten a new card with a great rate, you might want to take another look. Although you might have secured 0% for the next 6 months, there are often a range of cleverly disguised fees and penalties to take into account. If you are unaware of them then these fees and penalties can really add up, and end up making your great deal cost you a lot of money. Here is some advice about how to identify and avoid these
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    look. Although you might have secured 0% for the next 6 months, there are often a range of cleverly disguised fees and penalties to take into account. If you are unaware of them then these fees and penalties can really add up, and end up making your great deal cost you a lot of money. Here is some advice about how to identify and avoid thes
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    e of cleverly disguised fees and penalties to take into account. If you are unaware of them then these fees and penalties can really add up, and end up making your great deal cost you a lot of money. Here is some advice about how to identify and avoid thes
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    eal cost you a lot of money. Here is some advice about how to identify and avoid these sneaky card charges.

    Removal of benefits

    One of the sneakiest charges is not really a charge at all, but rather a removal of the benefits that you have on your card. If you have a low APR or balance transfer rate, then you should not take these for granted. Although you might believe this deal is secured for the next 6 months a

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